Water is one of the most important substances in the world, as it’s used to water plants, keep people hydrated, and clean the air. However, it can also cause various types of damage to structures such as homes and other buildings. It’s important to know some facts about water damage including the following ones:
- Not all water damage is covered by insurance policies
It’s critical to review your insurance policy and be aware of any exclusions related to Boca Raton water damage. The majority of policies cover sudden damage such as water damage from bad storms/overflowing washing machines. Meanwhile, if you didn’t maintain your property correctly it will be excluded. That’s also the case for slow leaks that resulted in water damage over an extended period of time. The bottom line is that if there are water damage issues in your home you should repair them as soon as you can. That will help to ensure that they’ll be covered by your insurance policy.
- Water damage that starts will get worse over time
If your home has water damage it’s critical not to wait for a convenient time to start cleaning it up. Secondary damage resulting from mold growth can cause major health risks linked with mold in your home. Mold spores can be found just about anywhere. However, they won’t grow without moisture and nutrients, which they could get from drywall or wet carpet.
When something in your home gets wet you have 24-48 hours until mold starts to grow. Then it will start to multiply at a fast pace. When mold grows in a widespread area you might need to have professionals fix the mold problem in order to treat the mold safely and remove the microbes.
- The water’s pollution level is an issue
Water damage is classified by one of three different levels based on the pollution level of the water source that resulted in the water damage. Category 1 includes water from a clean water source such as freshwater originating from a dishwasher. Next, Category 2 is water that could cause illness by contacting it, as it could have bacteria. Finally, Category 3 is water that’s very contaminated. Contact with such water can cause sickness or death. That includes an overflowing toilet, sewage backup, or storm waters.
Even if water starts at Category 1 it could become more contaminated. When the water becomes more contaminated it becomes Category 2 or 3. Also, water becomes more contaminated the longer it stands.
- Consider having it covered by insurance policies
Keep in mind that damage caused by flooding isn’t included in a homeowner’s insurance. Thus, if you live in a region where flooding is common, you should consider taking out a separate policy for flooding. Keep in mind that flood damage is different from general water damage. Thus, when you file an insurance claim the specific type should be included on the claim. This will help to guarantee that you’ll be covered whether the damage was caused by issues such as leaks or flooding.